A Mortgage, Home Equity Line of Credit, or Personal Loan can provide peace of mind knowing that money is on hand to prepare and, if necessary, recover quickly from a hurricane. A First State Bank loan can help you to secure your home, purchase generators, or make repairs after a storm.
FREE Online and Mobile Banking, Direct Deposit, and BillPay ensure that payroll and other important banking transactions are made automatically. KeysBank.com Online Banking allows you to access your accounts 24/7 even if you have to evacuate.
Debit & ATM Cards
First State Bank debit and ATM cards are essential for quick cash access when banks are closed or if you have to evacuate. Remember, your FSB debit and ATM cards work at over 1,000 Publix Presto! ATM locations with NO fees!
When evacuations become necessary, a credit card is critical for emergency funds, travel expenses, and supplies. First State Bank offers personalized credit cards to meet both your everyday and emergency needs.
Emergency Cash & Checkbook
In the event of a power failure, electronic means of payment like credit, debit, or ATM cards may not be available. Be sure to have cash and your checkbook on hand for purchases.
Secure Important Documents
Make copies of your insurance papers, Social Security cards, birth certificates, mortgages, and other important documents to keep on hand. Originals can be stored in a First State Bank Safe Deposit Box.
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Hurricanes are serious business. Weather forecasters can only predict so much so prepare in advance, educate yourself and follow hurricane updates in your area at KeysBank.com. The following are important tips to help you prepare:
- Seal important documents and photos in plastic including: financial records, insurance papers, social security cards, birth certificates, education certificates, property titles and deeds.
- Take video or photos of your property before a storm to help verify insurance claims.
- Book emergency accommodations, secure directions and plan routes of travel in advance.
- Consider pets needs and accommodations.
- Develop an Emergency Hurricane Kit and supplies including: clothes, sleeping bags, toiletries, cash, generator, batteries, flash lights, battery operated radio/television, bottled water, toilet paper, non-perishable foods such as cereal or crackers, canned goods, can opener, matches, candles, rope, cooler, candles, prescription medicines, over-the-counter remedies, diapers, baby wipes, formula, baby food.
- Pack an emergency evacuation bag with clothes and toiletries for each household member and designate a specific location in the home to store it throughout hurricane season.
- Prepare for power outages with candles, generators, emergency cash, batteries, propane, reading materials, non-electric games, and activities.
- During a storm, stay downwind of the storm in your home. If the wind is hitting the living room windows, move to a secure room opposite the living room.
- Keep vehicles fueled throughout storm season.
- Obtain Florida Keys re-entry windshield stickers from the Sheriff's or Tax Collector's office, of the City of Key West.
- Secure lawn furniture and other loose outdoor materials.
- Protect all windows and glass doors with shutters or plywood well in advance of a storm.
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Hurricane Category 1 & 2
For Category 1 and 2 hurricanes there will be Shelters open throughout Monroe County. People with special needs may request transportation to shelters.
Hurricane Category 3, 4 & 5
- Key West High School - 2100 Flagler Ave - Key West (Pet Friendly*)
- Sugarloaf School - US1, MM19 - Sugarloaf Key (Pet Friendly*)
- Stanley Switlik School - US1, MM48 - Marathon (Pet Friendly*)
- Coral Shores High School - US1, MM90 - Key Largo
Keys shelters will not open for category 3,4, or 5 storms - you must evacuate to the mainland.*Be sure to fill out the Pet Shelter Registration Form beforehand and keep it with your emergency kit.
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