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Job Opportunities

Whether you're looking for a new job or thinking about changing careers, First State Bank has exciting opportunities for you. We offer excellent salaries, 401K, pension and profit sharing plans, educational reimbursement, as well as medical, dental, vision and life insurance coverage. Let us show you how much fun working with your friends and neighbors can be.

Contact our Human Resources Department today: E-mail your resume to or fax your resume to (305) 293-9504.

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First State Bank of the Florida Keys is an equal opportunity employer which provides equal employment opportunities to all qualified individuals without regard to race, color, religion, gender, age, national origin, citizenship, disability, sexual orientation, marital status or any other basis protected by federal, state or local laws. 

Key West

Residential Loan Processor

Requirements include: The ability to be detail oriented, able to meet deadlines, organized, and possess strong interpersonal and communications skills and have a positive can do attitude. The ability to process, and pre-underwrite conventional/portfolio loans is required. High School Diploma, GED or equivalent required. Prior residential loan processing experience is preferred. Prior experience using Calyx, Desktop Underwriter and Loan Prospector is also highly desired.

Responsibilities include: Obtaining and verifying documents required to submit to underwriting per AUS findings and bank underwriting guidelines.  Submit loans to underwriting including scanning and uploading loans to secondary market lenders. Ordering and providing specific instructions for title work to insure proper lien position. Also ordering insurance and verifying it meets required guidelines. Order appraisals in compliance with the Home Valuation Code of Conduct (HVCC) and CFPB guidelines. Responsibilities also include keeping updated on applicable Regulatory changes, and maintain a valid NLMS registration number.

Online Banking / Call Center Representative

Requirements include: Strong customer service; excellent verbal and written communication skills. A strong understanding of and comfort level with electronic banking processes and terminologies or call center/help desk experience is preferred; must be flexible, highly motivated, fast paced and able to work well under pressure. A High School Diploma, GED or equivalent is required.

Responsibilities include: Handling customer questions, complaints, and account inquiries with the highest degree of courtesy and professionalism to resolve customer issues with one call resolution. Routine tasks must be completed timely to ensure continuous flow throughout the organization; therefore, the representative must possess the ability to multi-task, work independently, maintain focus, and pay strong attention to detail. To ensure this process flow is consistent, cross training within the Online Banking Department is essential.

Quality Control Specialist

Requirements include: Experience with Commercial, Residential and Consumer Loans and familiarity with current regulations; five plus years’ previous loan operations, quality control experience and proven compliance ability; expertise in automating processes through innovative solutions to create a high level of efficiency; ability to establish excellent rapport and open communication with team members; excellent attention to detail and organization skills, and knowledge of Word, Excel, Outlook and archival software.

Responsibilities include: Reviewing loans for accuracy and completeness of closing documentation; monitoring of any exceptions and outstanding items; coordinating internal and external audits and reviewing loan denials.

Part Time Floating Teller

Requirements include: The ability to perform mathematical calculations and operate a ten-key adding machine. Candidates must have at least one year cash handling experience, previous Teller experience is a plus. Candidates must be flexible, highly motivated, fast paced and able to work well under pressure. Good communication and customer service skills are necessary to provide excellent service to our valued customers. High School Diploma, GED or equivalent required.

Responsibilities include: Receiving deposits; cashing checks; verifying cash and endorsements; accepting and issuing receipts on loan payments; managing and balancing a cash drawer daily; proofing and encoding all associated paperwork; handling balance inquiries; and selling bank services.

The schedule for this position is 10:30am - 2:30pm Monday through Friday. It is a Floating position to cover where needed at any of our Key West Region Branches. Transportation with your own vehicle is required.

Miramar (Operations Center)

Deposit Operations Specialist

Requirements include: An excellent attention to detail and organizational skills, and a working knowledge of Word/Excel. Candidates must have one to two years related Bank Deposit Operations Specialist experience, and currently reside in South Florida.

Responsibilities include: Reconciling exception reports for DDA/SDA; processing returned deposited items; creating and tracking FRB adjustments; researching Regulation E claims and complying with processing and customer notification requirements; processing EFT adjustments and ATM reconciliation; and assisting branch and deposit operations staff with questions.

Loan Servicing Specialist

Requirements include: Self-motivation, multi-tasking, attention to detail, and excellent organizational skills. Clerical data entry, and above average Word/Excel experience are required. Must possess the ability to work effectively in a team environment as well as accomplish work assignments independently under tight schedules.

Responsibilities include: Posting of loan payments; monitoring and record keeping of loan files and associated imaging; responding to written credit checks and customer inquiries; monitoring insurance/tax requirements and supporting escrow functions; and assisting with projects, new product offerings, and associated procedure changes. Adherence with internal policies and existing and ever changing regulatory requirements.

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