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SAVINGS ACCOUNTS

  Personal Savings

  TNT Fund Money Market Savings

  Holiday Club Savings
  High Yield Money Market Savings

PERSONAL SAVINGS

This account provides easy access to your funds while earning interest. It's also an excellent liquid investment account to save for the things you want, especially when you use our automatic transfer from checking to savings program. If you wish, your Savings account can be linked to your Personal Checking account for overdraft protection. 

Minimum opening deposit: $100.
Interest paid on Daily Collected Balance of $25 or more.

Average Daily Balance 

Maintenance Fee Assessed 

$200 or more 

None 

$0 to $199 

$2 per month 

If you maintain a minimum balance of $1,000 or more in your Personal Savings account, you qualify for our First Choice Checking account. With First Choice you can enjoy the benefits of free checking and a host of other services at no additional charge.

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TNT FUND MONEY MARKET SAVINGS 

The highest savings or money market rate of any bank in Monroe County. This is what the TNT Fund can pay you on your account balance. The higher the balance the more you earn. 

Minimum opening deposit: $2,500.
Interest paid on Daily Collected Balance of $2,500 or more.

Average Daily Balance 

Maintenance Fee Assessed 

$2,500 or more 

None 

$0 to $2,499 

$10 per month; no interest paid 

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HOLIDAY CLUB SAVINGS 

Find it difficult to save money for the holidays?  Open a First State Bank Holiday Club Savings Account.  Funds are transferred automatically from your First State Bank checking or savings account weekly, bi-weekly or monthly.  Funds are held in a safe, insured, interest-earning savings account until November 1st.  Then your money is deposited back into your checking account just in time for all your holiday purchasing. 

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HIGH YIELD MONEY MARKET SAVINGS 

Our high interest money market savings account pays a monthly compounded interest rate based on your balance.  The higher the balance, the higher the interest rate

Minimum opening deposit: $25,000 - New money.
Interest paid on Daily Collected Balance.
Checking account with Direct Deposit or recurring Automated Debit required.

Average Daily Balance 

Maintenance Fee Assessed 

$1,000 or more 

None 

$0 to $999 

$10 per month 

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