Bank News

First State Bank’s Laboy Promoted to Business Analyst I

First State Bank is pleased to announce the promotion of Nicole Laboy to Business Analyst I.

Laboy joined First State Bank in March of 2005 as a Teller in the Bank’s Big Pine Branch. Throughout her career with the Bank she has held several positions including Lead Teller/ Supervisor, Customer Service Representative, and Assistant Branch Operations Manager before transferring to Loan Servicing in November 2016. She has proven her value in all the roles she has held within the Bank. 

First State Bank’s Valladares Promoted to Islamorada Assistant Branch Operations Manager

First State Bank congratulates Judelys Valladares on her promotion to Islamorada Assistant Branch Operations Manager.

Valladares joined First State Bank in March of 2016 as a Teller in Marathon and in November of 2016 was promoted to Lead Teller.  She has proven herself a valuable member of the Marathon team.  

AVP/ Branch Manager, JoAnn Wagner commended Valladares for her “excellent job leading and managing the teller line with an efficient use of time and priority.”

First State Bank Earns Five Stars for Education


First State Bank of the Florida Keys was awarded the Tom Sawyer Five-Star Program Award by the Key West Chamber of Commerce Education Committee for its dedication to schools,teachers, and students. The Bank was the only Five Star recipient for 2019.

The prestigious five star designation is awarded through the Key West Chamber of Commerce to members who contribute to local education through Key West High School student scholarships, teacher recognition, teacher educational enrichment, classroom adoptions, and Take Stock in Children mentoring.

First State Bank Congratulates Lau on Promotion

First State Bank of the Florida Keys congratulates Dawn Lau on her promotion to Assistant Vice President/ Deposits Operations Officer. 


FSB Helps Students Prepare for Success at FKCC

First State Bank’s AVP/Simonton Branch Manager Leslie Concepcion and VP/Commercial Lender Brad Lutz were recently on hand as guest lecturers at Florida Keys Community College’s “Preparing for Student Success” class.  Concepcion and Lutz spoke to the class on a variety of subjects ranging from checking and savings accounts, building credit and responsible credit practices, and general tax information during the class’s financial literacy module.

First State Bank Sponsors 7 Mile Bridge Run

First State Bank is proud to once again partner with the Marathon Runners Club as the “Headline Sponsor” of the 38th Annual Seven Mile Bridge Run on April 6th.

First State Bank’s Golembeski and Lopez Receive Promotions

First State Bank is proud to announce the promotions of Karen Golembeski to Assistant Vice President/Appraisal Review Officer and Josh Lopez to IT Officer.

Golembeski began her career with the Bank as a Senior Credit Analyst in 2010, and quickly moved into the role of Manager of Special Assets.  She was promoted to Compliance Officer in 2013 and Appraisal Review Officer in 2016.

Carr Promoted to Senior Vice President

First State Bank is proud to announce the promotion of Tina Carr to Senior Vice President/Loan Servicing Manger.  Carr began her career with the Bank in 1975 as Switchboard Operator.  In the years since, she has held positions in Bookkeeping, Accounting, Branch Operations, and Consumer Lending.  She served as Loan Operations Officer, Assistant Vice President/Installment Loan Officer, and Vice President/Loan Servicing Manager.

Accolades at Key West Chamber Awards

Wonderful evening at the Key West Chamber of Commerce Installation and Awards Banquet where our President & CEO Karen Sharp was reinstalled as a Director of the Board and our Marketing Manager Angie Walterson was presented the President’s Award by Outgoing Chamber President Suzanne Moore. 

Pictured L to R: FSB Mortgage Loan Originator Amy Pierce, FSB SVP/Market Lending Leader Ani Madruga, FSB AVP/Marketing Manager Angie Walterson, and FSB President & CEO Karen Sharp.

Shutdown Assistance Loan from First State Bank

“First State Bank appreciates the service of our federal employees and wants to try and ease the hardship placed on them during this shutdown,” said Karen Sharp, President and CEO of First State Bank. “In a situation that is out of their control, we trust this will give them some peace of mind to be able to at least remain in control of their daily needs and finances.”