Deposit Raise

We raised rates on all deposit accounts that earn interest! 

Doubling and even tripling some accounts' prior rates.  

Looking for more options? These limited-time specials are offered to both new and existing customers alike.  New money welcome, but not required, because we value the relationships we have built as much as the ones we will.

ELEVATE NOW INTEREST CHECKING

Looking for an elevated interest rate and all the conveniences of our best checking account?  Then First State Bank's Elevate Now Interest Checking is for you. An interest-bearing checking account with an initial interest rate of 0.60% APY on both tiers and many premier services. 

  • Free World Debit Card with a higher limit
  • Free Checks
  • Tiered interest rate
  • Only $6 monthly charge if minimum daily balance falls below $1,500
  • 25% Discount on Safe Deposit Box
  • Free Cashier's Checks
  • Free Combined Statements
  • Free Direct Deposit
  • Free Notary
  • Free Incoming Wires
  • 3 Free Overdraft Transfers per Statement Cycle
  • No Annual Fee Credit Card Available

Ready to open your account?  Please visit any of our Keyswide Locations to open your account today or give us a call at 305-296-8535 to discuss account opening options.

Elevate Now Checking Disclosure

*APY (Annual Percentage Yield) effective as of 7/1/22 and subject to change. Fees may reduce earnings. 

PREFERRED 15-MONTH CERTIFICATE OF DEPOSIT (CD)

Reach your goals faster with First State Bank’s Preferred 15-Month Certificates of Deposit.  Paying 0.73% APY, it's our highest yielding CD at any term.

Ready to open your account?  Please visit any of our Keyswide Locations to open your account today or give us a call at 305-296-8535 to discuss account opening options.

Preferred 15-Month CD Disclosure

*APY (Annual Percentage Yield) effective as of 6/27/22 and subject to change. Minimum investment: $1,000. Early withdrawal penalty and other fees may reduce earnings. 

Deposit rates raised 6/27/22 or 7/5/22 and subject to change. Elevate Now and 15-Month CD are limited time offers and may be withdrawn at any time.