HURRICANE IRMA UPDATE- We're Open! Our Key West Simonton St, N Roosevelt Blvd, and Winn-Dixie Offices, Stock Island Office, Summerland Key Office, Big Pine Key Office, Marathon Office, Islamorada Office, Key Largo Office, and Key Largo Tradewinds Plaza Office are open from 9am - 3pm M-F; and our Key West-Simonton St and N Roosevelt Blvd Drive-Thrus as well as our Key West Winn-Dixie and Key Largo Tradewinds Plaza Offices will be open Saturday 9am-1pm. At this time, ATMs are available at all First State Bank Offices.

All Online Banking services are available. All transactions are being processed normally. Publix Presto! ATMs are free to customers.
First State Bank is working to reopen all branches as quickly as possible to help our customers and neighbors pending restoration of vital services.

We're Here To Help! Call us today:
Balance & Account Information: 305-293-0000. Available 24/7
Loan Inquiries: 305-296-8535 or 954-447-8210. Mon-Fri 8 am-6 pm; Sat 9 am-1 pm
Deposit Account Inquiries: 305-296-8535 or 954-447-8222. Mon-Fri 8 am-6 pm; Sat 9 am-1 pm



Welcome to the Online Residential Mortgage Application Center!

Are you looking to buy a new home or refinance the one you have? You’re in the right place! Here you can prequalify and apply for your new home loan online at your convenience. Of course, we welcome you to e-mail or call us with any questions you may have. We are here to personally help you through the entire home financing process.

Want to know how much home you qualify for? Select our quick and easy Pre-Qualification below.

Ready to apply? Select Full Residential Loan Application below and set up a new account on the proceeding page. With our new online application you can even electronically sign most loan disclosures. For the few forms that do have to be returned signed, you can either scan, fax, mail, or email those forms back to us. Be sure to upload any documents through your new account, which can be accessed on the Residential Mortgages page.  Also, keep in mind that some documents are time sensitive and must be completed and returned within a specific timeframe.

First State Bank wants to make your mortgage process as quick and convenient as possible. We look forward to working with you!