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Online & Mobile Banking - 2021

Manage your account 24/7, from anywhere in the world. Our Online and Mobile Banking allow Personal customers to view account information, make transactions, and more - all for free. Banking doesn’t have to be hard. And First State Bank is committed to making it easier for you.


Here’s what you can do with Online and Mobile Banking from your computer, mobile phone, or tablet: 

  • Check account balances and pending items in real-time
  • View, search, and sort transaction history
  • View online and mobile transactions
  • Transfer funds
  • Make loan payments
  • Pay bills
  • Deposit checks
  • View statements and checks
  • Manage email, text, and phone alerts
  • Send and receive secure messages
  • Request address change
  • Request stop payment
  • Reorder checks
  • Enjoy a unified look across all devices
  • Access as a mobile-only user
  • View ATM and Branch locations and information
  • And much more!

The first time you log in to Online Banking, here’s what you do:

  1. Click "I am a new user." from the Online Banking Login menu
  2. Enter your Login ID (sent via e-mail) and click "Submit" button
  3. Select a target to receive a temporary secure access code
  4. Enter the code that you receive and click "Submit" button
  5. Create and confirm a password and click "Submit" button

Standard phone, data, and messaging rates apply.


Pay your bills on your schedule.  Our free Bill Pay service allows you to view and pay all your bills in one place using one login. You can choose from multiple checking accounts and schedule an unlimited number of either recurring or one-time payments, all with no check or postage costs and no worries of being “lost in the mail.”  See our frequently asked questions regarding Bill Pay for more information.


Mobile deposit 24/7? There’s an app for that. AndroidTM and iPhone/iPad® users can download our full-service Mobile Banking App to make deposits* with their mobile device anytime, anywhere. Just App, Tap, and Snap!

How do I access and enroll in Mobile Deposit?

  1. For users who haven't downloaded the app, you must first download the Mobile App from the iPhone App Store or the Android Google Play Store. If you do not have an Online or Mobile Banking account, click here or visit any of our branches to enroll. 
  2. Under the Services menu, click "Mobile Deposit Enrollment" to enroll in Mobile Deposit.
  3. After clicking on the link to read the Terms and Conditions, check the "I accept the Terms and Conditions" box and then the "Accept" button.
  4. You will receive a confirmation on the screen that your request was received and is being reviewed. You will receive an email once your enrollment is complete. A new option titled "Deposit Check" will be listed under the Transactions menu after successfully enrolling in Mobile Deposit.

*Limitations and restrictions may apply. Contact us for more information.

Standard phone, data, and messaging rates apply.


On the move? Stay connected with our free Text Banking service. It allows you to quickly request and receive account information via text message. You won’t need to sign in, and it’s just as secure as our other services.  See our frequently asked questions regarding text banking for more information. 

How do I set up Text Banking?

  1. Log in to your Online Banking account at
  2. Under Settings select Text Enrollment.
  3. Click the radio button to turn on Text Banking and enter your mobile phone number in the SMS Text Number field.
  4. Review the Terms and Conditions, check the Agree to Terms box, and hit the Save button at the bottom of the screen. (Note: Your mobile phone number can only be used for one Online Banking login.)
  5. You will receive a pop up message asking you to configure your accounts.
  6. Select “Visit Preferences”. You should automatically be taken to the Account Preferences screen, Text tab. If not, under Settings, select Account Preferences and click on the Text tab.
  7. Select which accounts you wish to have enabled for Text Banking, the order that they appear, and the display name(s) of the accounts (maximum of four characters, alpha or numeric). Once you have finished configuring your account(s), click the Submit button.
  8. If this is your first time enrolling for Text Banking, you will receive a text from 226563 (BANKME) welcoming you to the service.

Standard phone, data, and messaging rates apply.


Go green and stay secure. Our free E-Statements help cut down on fraud and theft - and they save trees, too. What’s not to love?

Here’s what E-Statements can do for you:

  • Notify you instantly by email when your bank statement is ready
  • Protect you from mail fraud and paper-related identity theft
  • Provide statements and checks* you can view, download, or print     

Go Green Today...

  1. Log in to your Online Banking account
  2. Choose "Statement Delivery" under the "Settings" heading on left
  3. Choose "E-Statement" for each account

* Check images only available with SMART Senior and SMART Choice Checking accounts.


Need to move money to an account at another bank? It's easy with our Bank to Bank Transfers. See our frequently asked questions regarding Bank to Bank Transfers for more information. 

How do I set up a Bank to Bank Transfer?

  1. Log in to Online/Mobile Banking
  2. Click on "Services" in the Menu and then "Add External Account"
  3. Add your external account number
  4. Choose the account type (Checking or Savings)
  5. Enter the routing number for the external account

Standard phone, data, and messaging rates apply.

Android is a trademark of Google, Inc.

iPhone and iPad are registered trademarks of Apple, Inc.