HURRICANE IRMA UPDATE- We're Open! Our Key West Simonton St, N Roosevelt Blvd, and Winn-Dixie Offices, Stock Island Office, Summerland Key Office, Big Pine Key Office, Marathon Office, Islamorada Office, Key Largo Office, and Key Largo Tradewinds Plaza Office are open from 9am - 3pm M-F; and our Key West-Simonton St and N Roosevelt Blvd Drive-Thrus as well as our Key West Winn-Dixie and Key Largo Tradewinds Plaza Offices will be open Saturday 9am-1pm. At this time, ATMs are available at all First State Bank Offices.

All Online Banking services are available. All transactions are being processed normally. Publix Presto! ATMs are free to customers.
First State Bank is working to reopen all branches as quickly as possible to help our customers and neighbors pending restoration of vital services.

We're Here To Help! Call us today:
Balance & Account Information: 305-293-0000. Available 24/7
Loan Inquiries: 305-296-8535 or 954-447-8210. Mon-Fri 8 am-6 pm; Sat 9 am-1 pm
Deposit Account Inquiries: 305-296-8535 or 954-447-8222. Mon-Fri 8 am-6 pm; Sat 9 am-1 pm

Business

 
 

Savings & CDs

Every business needs a cushion. And by cushion, we mean a savings account that provides extra protection and easy access, while earning interest for your company.  How well are you protecting your business? Open a Business Savings or Business High Yield Savings account at First State Bank, and start building up an extra layer of safety today.

BUSINESS SAVINGS

Savings that grow with your company. Our Business Savings Account is an excellent liquid investment account, and it can also be linked to your Business Checking Account for overdraft protection. The minimum opening deposit is $500, and interest is paid on the collected balance.

Average Collected Balance Service Charge Assessed
$500 or more None
$0 to $499 $3 per month

*Must maintain a collected balance of $500 in the account each day to earn interest.

A regulatory limit of six (6) withdrawals per month are allowed on this account. Withdrawals in excess of (6) per month: $10 for each excessive withdrawal.

BUSINESS HIGH YIELD SAVINGS

Elite savings for companies on the rise. Maximize your assets with First State Bank’s highest yielding, tiered business savings account.

The minimum opening deposit is $2,500, and interest is paid on the collected balance*.

Average Collected Balance Service Charge Assessed
$2,500 or more None
$0 to $2,499 $10 per month

*Must maintain a collected balance of $2,500 in the account each day to earn interest.

A regulatory limit of six (6) transfers per month are allowed on this account. Withdrawals in excess of six (6) per month: $10 for excessive withdrawal.

CERTIFICATES OF DEPOSIT (CDs)

 Flexible terms that help you reach your goals. Certificates of Deposit (CDs) are investment options that offer high rates of interest for specific amounts of time. At First State Bank, you can choose from a variety of F.D.I.C. insured and profitable CD's. Our goal is to work with you to make the best investment choice for your business. And we won’t stop until we get you where you want to go.


Open an account at any branch or Contact us Today!

 

The Unlawful Internet Gambling Act of 2006 prohibits a bank from processing restricted transactions through your business account. Click Here for more information.