Terms of Use

Here’s what you need to know about using our website. We’ve made our terms of use as simple as possible, so you can quickly get a handle on our policies and requirements.

Our website tells you all about our products and services, and gives you a simple way to communicate with us. We also offer handy community resources like Tide Charts. KeysBank.com (The “Website”) has been established by First State Bank of the Florida Keys for the purposes of conveying information about the Bank’s products, services, history, philosophies, locations and to allow for another communication channel with customers. In addition, the Website hosts the Keys Community site for the purpose of providing relevant, local information pertaining to the Florida Keys. 

None of the information on this website takes the place of our actual legal agreements and disclosures, and none of it is legally binding. Information contained in this website should be considered an advertisement. Nothing contained in this website takes the place of the Bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the Bank’s agreements and disclosures, the agreements and disclosures of the Bank will supersede the information on the website. 

We sometimes include links to other sites on our website, but we don’t have any control over their content. If you click through, you’re responsible for anything that happens on those sites. Links to other websites are placed throughout the Website. The Bank has no control over any other website and is not responsible for the content on any other site. Users assume all responsibility when they go to other sites via the links provided on the Bank’s Website. 

This website is only for the personal use of our customers and visitors. First State Bank owns this content, and you may not download, reproduce or sell it. The information and materials contained in this Website are owned by First State Bank of the Florida Keys or by others, as applicable. The content and materials included in this Website are solely for the personal use of Website users. No materials may be downloaded, copied, modified, transferred, republished, displayed, transmitted, distributed, sold, stored or otherwise reproduced except as permitted by law. 

We try to make sure all the information on this site is accurate, but we don’t guarantee anything. This site, and all its contents, function “as is". First State Bank of the Florida Keys uses all reasonable efforts to provide accurate information, images, documents and materials (collectively the “Contents”) on the Website, however, makes no warranties, representations or endorsements of any kind that such Contents are accurate or suitable for any particular purpose. The Website including its Contents and Functions are provided “As Is”. 

First State Bank is not responsible for anything that happens to you while you use this site. We’re also not responsible for any damages you experience as a result of using this site. To the fullest extent permitted by law, First State Bank of the Florida Keys and its Subsidiaries expressly disclaim any representation and warranty, express or implied, including without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. In no event will First State Bank of the Florida Keys or its subsidiaries, affiliates, contractors, or their respective employees be liable for any losses, damages, expenses or penalties (whether under contract, tort or otherwise) including without limitation, direct, indirect, consequential, punitive, special on incidental damages that result from the access or use of this Website. This limitation includes, but is not limited to any failure of performance, functions or equipment, omission of information, error, interruption, defect, delay or inability to receive, transmit or print information, loss of data, or the transmission of any computer virus. These limitations apply even if the Bank is aware of the possibility of such loss or damages.

 If you use our website, you have agreed to these terms. We reserve the right to change or modify these terms at any time, and it’s your responsibility to check this page and see if anything has changed. Use of this Website constitutes acceptance of this Agreement. First State Bank of the Florida Keys reserves the right at any time to change, modify, add or remove any portion of this Agreement and it is the user’s responsibility to refer to this page to ensure awareness of any such changes, modifications, additions or deletions to the Agreement.

This Agreement and the use of this Website are governed by the laws of the State of Florida and applicable federal law.