HURRICANE IRMA UPDATE- We're Open! Our Key West Simonton St, N Roosevelt Blvd, and Winn-Dixie Offices, Stock Island Office, Summerland Key Office, Big Pine Key Office, Marathon Office, Islamorada Office, Key Largo Office, and Key Largo Tradewinds Plaza Office are open from 9am - 3pm M-F; and our Key West-Simonton St and N Roosevelt Blvd Drive-Thrus as well as our Key West Winn-Dixie and Key Largo Tradewinds Plaza Offices will be open Saturday 9am-1pm. At this time, ATMs are available at all First State Bank Offices.

All Online Banking services are available. All transactions are being processed normally. Publix Presto! ATMs are free to customers.
First State Bank is working to reopen all branches as quickly as possible to help our customers and neighbors pending restoration of vital services.

We're Here To Help! Call us today:
Balance & Account Information: 305-293-0000. Available 24/7
Loan Inquiries: 305-296-8535 or 954-447-8210. Mon-Fri 8 am-6 pm; Sat 9 am-1 pm
Deposit Account Inquiries: 305-296-8535 or 954-447-8222. Mon-Fri 8 am-6 pm; Sat 9 am-1 pm

Tide Charts

We have a history of giving back. Since we launched First State Bank in October 1955, we’ve been committed to the Florida Keys community in every way possible. We’ve been a part of the Keys for generations, and we’re deeply involved in the lives of our friends and neighbors.

One time-honored way that we give back to the Keys: For over two decades, we’ve provided Keys-wide tide charts for local fishermen and boaters. Every year, we put together valuable reference guides with daily low and high tide predictions and moon phases. You can access our latest tide tables, for the entire Keys, below.

We love helping the Keys community. And this is one of our favorite ways to do it. 


Miami Harbor

Ocean Reef Harbor (Key Largo)

Garden Cove (Key Largo)

Rock Harbor (Key Largo)

Tavernier Creek (Hwy. 1 bridge, Hawk Channel)

Snake Creek (USCG Station, Plantation Key)

Whale Harbor Channel (Hwy. 1 bridge, Windley Key)

Alligator Reef (Hawk Channel)

Islamorada (Upper Matecumbe)

Matecumbe Harbor (Lower Matecumbe)



Key West

Bahia Honda Key (Bahia Honda Channel)

Big Pine Key (Bogie Channel Bridge)

Big Pine Key (Newfound Harbor Channel)

Content Key (Content Passage)

Summerland Key (Kemp Channel)

Cudjoe Key (Cudjoe Bay)

Snipe Keys (Snipe Point)

Bird Key (Similar Sound)

Key Haven (Stock Island Channel)

Riviera Canal (Key West)

Garden Key (Dry Tortugas)