Commercial Loans
A better way to build your business. Loans are supposed to work for you, not against you. So First State Bank has created a variety of flexible lending options that are designed to help you finance company projects or expenses without all the anxiety. We want you to succeed. And we have loan options to help you do just that.
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Commercial Loans
Finance projects the easy way. If your business needs money for new equipment, inventory, working capital or expansion, we can give you an answer right away. And, more often than not, that answer is yes. First State Bank is local and proud of it. We have a commitment to your business that no out-of-state bank can match.
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Commercial Real Estate Loans
Expand your business with a brand-new facility. Our commercial real estate loans will help you buy or refinance the new building or commercial investment property you've been wanting. Conquer new frontiers, and use one of our real estate loans to create a whole new outlook for your company. At First State Bank, there's no need to wait until tomorrow.
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Commercial Lines of Credit
Take advantage of extra resources. Our commercial lines of credit provide for short-term or cyclical borrowings for your working capital needs. When you need some extra funds for your company, First State Bank’s lines of credit offer a convenient, workable solution. And we’re glad to offer flexible terms and options. What do you need most for your business? We’re ready to help you get it.
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Government Loans
The USDA Loan Guarantee program improves the economic health of rural communities by increasing access to business capital through loan guarantees. USDA loans enable commercial lenders to provide affordable financing to businesses looking to purchase real estate, equipment, or with working capital needs. Visit the USDA Business and Industry Loan Guarantee program for more information.
Apply Online or Contact a Commercial Lender
Request Financing
BENEFICIAL OWNERSHIP CERTIFICATION: To help the government fight financial crime, Federal regulation requires financial institutions to obtain, verify, and record information about the beneficial owners of most legal entity (business) customers. A form must be completed by the person opening any new business account to include name, address, date of birth, and Social Security number (passport number or similar for non-US persons) for each individual who owns 25% or more of the equity of the legal entity, as well as for an individual who manages the business. Please contact an FSB representative at any branch for appropriate forms or additional details.