HURRICANE IRMA UPDATE- We're Open! Our Key West Simonton St, N Roosevelt Blvd, and Winn-Dixie Offices, Stock Island Office, Summerland Key Office, Big Pine Key Office, Marathon Office, Islamorada Office, Key Largo Office, and Key Largo Tradewinds Plaza Office are open from 9am - 3pm M-F; and our Key West-Simonton St and N Roosevelt Blvd Drive-Thrus as well as our Key West Winn-Dixie and Key Largo Tradewinds Plaza Offices will be open Saturday 9am-1pm. At this time, ATMs are available at all First State Bank Offices.

All Online Banking services are available. All transactions are being processed normally. Publix Presto! ATMs are free to customers.
First State Bank is working to reopen all branches as quickly as possible to help our customers and neighbors pending restoration of vital services.

We're Here To Help! Call us today:
Balance & Account Information: 305-293-0000. Available 24/7
Loan Inquiries: 305-296-8535 or 954-447-8210. Mon-Fri 8 am-6 pm; Sat 9 am-1 pm
Deposit Account Inquiries: 305-296-8535 or 954-447-8222. Mon-Fri 8 am-6 pm; Sat 9 am-1 pm



Commercial Loans

A better way to build your business. Loans are supposed to work for you, not against you. So First State Bank has created a variety of flexible lending options that are designed to help you finance company projects or expenses without all the anxiety. We want you to succeed. And we have loan options to help you do just that.


Finance projects the easy way. If your business needs money for new equipment, inventory, working capital or expansion, we can give you an answer right away. And, more often than not, that answer is yes. First State Bank is local and proud of it. We have a commitment to your business that no out-of-town bank can match.


Expand your business with a brand-new facility. Our commercial real estate loans will help you buy or refinance the new building or commercial investment property you've been wanting. Conquer new frontiers, and use one of our real estate loans to create a whole new outlook for your company. At First State Bank, there's no need to wait until tomorrow.


Take advantage of extra resources. Our commercial lines of credit provide for short-term or cyclical borrowings for your working capital needs. When you need some extra funds for your company, First State Bank’s lines of credit offer a convenient, workable solution. And we’re glad to offer flexible terms and options. What do you need most for your business? We’re ready to help you get it.