Personal Checking
Check this out. Around here, we understand that personal banking is just that - personal. That's why we've designed our checking accounts so that no matter where you are in life, First State Bank has the account tailored to your needs and your budget. We've also made it easy to open your account in person or online, so not matter where you are in your day, you can open an account on your timeline.
Every personal checking account includes:
- FREE Debit Card
- FREE Online Banking
- FREE Bill Pay
- FREE Mobile Banking with Mobile Deposit
- FREE E-Statements with online check images
- FREE use of over 1,250 First State Bank (FSB) and Publix Presto! ATMs with no FSB fee at non-FSB ATMs*
To find the perfect account for you, simply answer the following three questions:
1. To earn a higher rate of interest, will you always keep more than $1,500 in your checking account? If yes, then Elevate Now or High Interest Checking is the account for you!
2. Will there be anyone 50 years or better signing on the account? If yes, then check out our 50 Plus Interest Checking!
3. Does anyone plan to have direct deposit or an automatic payment with this account? If yes, then Direct Interest Checking is right for you. If no, then our Simply Free Checking is perfect for you!
-
Elevate NOW Interest Checking
Looking for an elevated interest rate and all of the conveniences of a checking account? Then First State Bank's Elevate Now Interest Checking is for you! An interest-bearing checking account with tiers that allow you to earn more when you invest more and access to many free services.
Every Elevate Now Interest Checking account includes:
- Free Debit Card with higher limit
- Free Checks*
- Tiered interest - the more you save the more you earn
- 25% Discount on Safe Deposit Box
- Free Cashier's Checks
- Free Notary
- Free Incoming Wires
Only $6 monthly charge if minimum daily balance falls below $1,500
Ready to open your account? Please visit any of our Keyswide Locations or open your account online today by clicking the link below.
Personal Elevate Now Checking Disclosure
*Free checks are a custom design for First State Bank accounts.
-
High Interest Checking
Looking for an account that pays competitive interest and provides great services? Then First State Bank's High Interest Checking is for you.
- Free Debit Card with higher limit
- Free Checks*
- Tiered interest - the more you save the more you earn
- 25% Discount on Safe Deposit Box
- Free Cashier's Checks
- Free Notary
- Free Incoming Wires
Only $6 monthly charge if minimum daily balance falls below $1,500
Ready to open your account? Please visit any of our Keyswide Locations or open your account online today by clicking the link below.
High Interest Checking Disclosure
*Free checks are a custom design for First State Bank accounts.
-
50 Plus Interest Checking
Everything improves with age. That includes First State Bank’s 50 Plus Interest Checking account, which offers many great services and benefits for customers 50 and better!
- Free Checks*
- Competitive interest
- No minimum balance
- No monthly service charge
- 25% Discount on Safe Deposit Box
- Free Cashier's Checks
- Free Notary
- No Annual Fee Credit Card Available
Ready to open your account? Please visit any of our Keyswide Locations or open your account online today by clicking the link below.
50 Plus Interest Checking Disclosure
*Free checks are a custom design for First State Bank accounts.
-
Direct Interest Checking
It pays to be direct. Direct Interest Checking pays interest just for having a direct deposit or any automatic payment on your account!
- Competitive interest
- No minimum balance
- No monthly service charge
- Free Direct Deposit
- Free Combined Statements
- No Annual Fee Credit Card Available
Ready to open your account? Please visit any of our Keyswide Locations or open your account online today by clicking the link below.
-
Simply Free Checking
Our Simply Free Checking makes banking simple. No minimum balance required. No charges per check. Simply Free Checking also has lots of features and lots of flexibility.
- No minimum balance
- No monthly service charge
- Free Combined Statements
- No Annual Fee Credit Card Available
Other fees such as non-sufficient funds, returned items, overdraft, etc. may apply. Ask us for details.
Ready to open your account? Please visit any of our Keyswide Locations or open your account online today by clicking the link below.
*Other banks' fees may apply. Minimum opening deposit is only $50.