HURRICANE IRMA UPDATE- We're Open! Our Key West Simonton St, N Roosevelt Blvd, and Winn-Dixie Offices, Stock Island Office, Summerland Key Office, Big Pine Key Office, Marathon Office, Islamorada Office, Key Largo Office, and Key Largo Tradewinds Plaza Office are open from 9am - 3pm M-F; and our Key West-Simonton St and N Roosevelt Blvd Drive-Thrus as well as our Key West Winn-Dixie and Key Largo Tradewinds Plaza Offices will be open Saturday 9am-1pm. At this time, ATMs are available at all First State Bank Offices.

All Online Banking services are available. All transactions are being processed normally. Publix Presto! ATMs are free to customers.
First State Bank is working to reopen all branches as quickly as possible to help our customers and neighbors pending restoration of vital services.

We're Here To Help! Call us today:
Balance & Account Information: 305-293-0000. Available 24/7
Loan Inquiries: 305-296-8535 or 954-447-8210. Mon-Fri 8 am-6 pm; Sat 9 am-1 pm
Deposit Account Inquiries: 305-296-8535 or 954-447-8222. Mon-Fri 8 am-6 pm; Sat 9 am-1 pm

About Us




We’ve always been about community. First State Bank has a long history of serving, reaching out, and connecting in the Florida Keys. We started out in 1955, with a single Key West branch and a handful of employees. As the Keys community grew, so did the Bank, steadily adding more services and branches. We’ve grown and changed in a lot of good ways. But our core values remain the same – we’re a proud, locally owned institution operated for the benefit of the people of Monroe County.

Today, 60 years later, First State Bank continues to thrive and expand our line-up of products, services, and delivery systems. We boast 11 offices from Key West to Key Largo, more than any other financial institution in Monroe County. We operate the only bank in Stock Island, as well as an office located inside the Key West Winn Dixie Supermarket.

We have more ATM locations (14), more drive-through lanes (16), and more operating hours each week (71) than any other bank. (Guess what that means? More convenience and more banking options for you.) And although we may be the oldest bank in Monroe County, we’ve stayed up-to-the-minute with technology, security, and customer service.

But what really sets us apart? Our people. We’re your friends and neighbors, and we care about you. From our tellers to our president, we're all working to help you fulfill your dreams and aspirations, to create a better life for you and your family. We want to see you succeed. That’s why we do all we can to see that your deposits go toward developing our own local communities.

So if you're looking for a bank that feels the way you do about the Keys, a bank run by people who have a real commitment to this area, switch to First State Bank...We're Locals Like You!