Privacy Policy

Rev 04/2016

Reasons we can share your personal information Does First State Bank of the Florida Keys share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes - information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes - information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
What we do
How does First State Bank of the Florida Keys protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Our employees are bound by our Code of Ethics and policies to access consumer information only for legitimate business purposes and to keep information about you confidential. We limit access to information to those employees for whom access is appropriate.
How does First State Bank of the Florida Keys collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Provide account information
  • Give us your contact information
  • Give us your income information
We also collect your personal information from others, such as credit bureaus or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include our bank holding company and a limited liability company.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • First State Bank of the Florida Keys does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include credit card companies.